Financial Services from Galway
Comprehensive financial services in Galway, tailored to your life and goals
Our Services .
Every financial journey is unique. Your goals, your timeline, your circumstances - they all shape the path you need to take. That's why we don't believe in one-size-fits-all solutions.
We offer a comprehensive range of financial services designed to support you at every stage of life. Whether you're just starting to build wealth, planning for major life changes, retirement planning, or managing your financial legacy, we provide the expertise and personalised guidance you need.
Our approach is simple: we listen first, understand your objectives, and then create strategies tailored specifically to you. From pension advice to investment management, from protecting your family to retirement planning in Galway, we're here to help you make confident financial decisions.
Wealth Management .
Grow Your Wealth with Confidence
As the West of Ireland's leading wealth managers, we've been helping clients build and protect their wealth since 1994. With three decades of experience in private investments and portfolio management, we provide the expertise and guidance you need to achieve your financial goals.
Investing can feel overwhelming. With countless options, changing markets, and complex terminology, it's easy to feel uncertain about where to put your money. That's where we come in. We cut through the complexity and help you build an investment strategy that matches your goals, timeline, and comfort with risk.
Your investment approach should reflect your unique circumstances. Whether you're investing for the long term, building a fund for a specific goal, or looking to generate income from your portfolio, we design strategies tailored to your needs. From Unit Linked Investments to Structured Products (including structured deposits, capital-protected products, and capital-at-risk growth notes), we offer a range of investment solutions designed to meet different objectives and risk profiles. We explain your options clearly, without jargon, so you understand exactly where your money is going and why.
We believe in diversification and long-term thinking. Rather than chasing short-term gains, we focus on building robust portfolios that can weather market volatility and deliver sustainable growth. You'll receive regular updates and ongoing support, ensuring your investments continue to align with your evolving goals and circumstances throughout your financial journey.
Pensions .
Secure the Retirement You Deserve
Your retirement should be a time of freedom and enjoyment, not financial worry. Yet many people reach retirement age without a clear picture of their financial situation or whether they've saved enough. Our pension advice in Galway helps you plan ahead, so you can approach retirement with confidence and clarity.
Whether you're decades away from retirement or it's just around the corner, it's never too early or too late to take action. We review your existing pensions, assess whether you're on track to meet your retirement goals, and identify opportunities to improve your position. From personal pensions and PRSAs to Executive Pension Plans (EPPs) for business owners and directors, we guide you through the options and help you make informed decisions.
If you're changing jobs, we can arrange Personal Retirement Bonds (PRBs) to protect and grow your occupational pension value until you retire. As you approach retirement, we'll help you understand your options, including tax-efficient lump sum withdrawals and Approved Retirement Funds (ARFs) that allow you to maintain investment growth while drawing down income as needed.
Retirement planning in Galway isn't just about accumulating a pension pot. It's about understanding how much you'll need, maximising tax efficiency, and creating a strategy that delivers the retirement lifestyle you want. We help you see the bigger picture and take the right steps today to secure your tomorrow.
Investments .
a unique and creative approach to investing
Investing can feel overwhelming. With countless options, changing markets, and complex terminology, it’s easy to feel uncertain about where to put your money. That’s where we come in. We cut through the complexity and help you build an investment strategy that matches your goals, timeline and comfort with risk.
Corporate Savings & Investment Solutions .
Your people work hard; your money should too
In today’s competitive business environment, companies are constantly seeking ways to grow their wealth and secure their financial future. One effective strategy that has gained traction is corporate investing.
If your business has surplus cash sitting in a deposit account, it might not reach its full potential. Traditional deposits often struggle to keep pace with inflation, which means your money could lose value over time.
Investing could help your company:
- Keep pace with inflation over the medium to long term
- Offer the potential for higher returns than deposits
- Provide options to suit your company’s goals
Why Consider Investing Instead of Deposits?
- Deposits offer security, but may not protect against inflation.
- Companies can face extra taxes on deposit interest.
- Investments could be structured to suit your business
Ready To Get Started .
Every financial journey begins with a conversation. Let's discuss your goals and how we can help you achieve them. Contact us today for a consultation.
Get In Touch .
Our central location serves individuals and businesses across Galway city and the surrounding region including Salthill, Oranmore, Moycullen, Claregalway, Athenry, Tuam, Loughrea, and Headford. Whether you're seeking pension advice, retirement planning guidance, or comprehensive wealth management services anywhere in the West of Ireland, we’re here to help.
Whether you have a question about our services, want to discuss your financial goals, or are ready to book a consultation, we'd love to hear from you.
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McCarthy & Associates Financial Consultants Ltd is regulated by the Central Bank of Ireland.
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