David answers the following questions from listeners:
• I am 60 years of age and considering gifting a substantial portion of the funds I have on deposit to my son to help him purchase a house. I am concerned that maybe this might cause a problem for me when I retire, have you any advice?
• My Husband has an Approved Retirement Fund, what are the implications for this if he dies before me?
• I am in a position to save regularly however interest rates are so low I am wondering what is the best way for me to do this?
Listen below for more details: