Listen to David discuss the following on today’s show:

Question: I am 68 and live alone in a house that is far too big for me to maintain. I want to downsize and I know this would release some money to me which would be a help with my finances. However, my children are advising me against this. I am very confused, have you any advice?

Topic: Galway rents 5% higher than a year ago.

Question: I own a rental property that is in reasonable condition. I am considering upgrading it, spending maybe €35k or €45k – Is that such a good idea?