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Podcast – Galway Talks – 18/07/2019

Listen below to David McCarthy discuss these topics on Galway Bay FM

I have money on deposit in England since I lived there. I am wondering should I bring it back to Ireland and reinvest it here?
What is the situation with regards to Capital Gains Tax on a property that I used to live in but have moved out of in 2014. Since that time the house has been rented and I now want to sell it
Pre-paid Credit Cards – Are they safe?

Listen below to David McCarthy discuss these topics and more on Galway Bay FM

Could the days of negative deposit rates be closer than we think?
Why investing in residential property can be fraught with risk.
I am dealing with stocks and shares markets. The bank are not happy with me. Why could this be?
Have you heard of an alternative bank card, where you can put money and withdraw money with your bank card for a small amount?
I have some old pound notes at home which date back to the 1800s. Where does one go to get these valued?

I am with my partner for the last 10 years and we have 2 children. I am worried about the financial implications if one of us dies?
I have an investment that recently matured with Capital Guarantee on it that I took out 5 years ago. I only got back the original investment amount and made no gain on it. I am very disappointed at the performance and I am wondering what your comments would be on this?
Number of people switching banks at an all time low.
How do I educate myself about the Stock market?

Caller queries being forced to take out Life Cover by a Bank when they are renegotiating the terms of a Mortgage on an investment Property.
Caller queries husband and wife taking out Joint Life Cover for properties they owned before they were married.
What happens if you are guarantor for a family member on their mortgage and the mortgage then goes into arrears? Caller in their 60’s seeks advice on this topic.
Power of Attorney for elderly relatives.

Listen below to David McCarthy discuss these topics on Galway Bay FM.

Ireland has the lowest deposit rates in the Eurozone!
What is the average term for any investment options that are available?
I recently had a problem with getting credit and discovered that the lender I had applied to turned me down because of a bad credit rating for somebody with a similar name. Is this a common Occurrence?

Listen below to David McCarthy discuss these topics on Galway Bay FM