Podcast – Galway Talks – 21/11/2019

  • Tax implications when gifting funds to a child for house deposit.
  • Callers mother is in her 70’s and has some money on deposit which she needs to be able to have access to but it is earning very little interest.  Is there any alternative suitable for investment?
  • Serious Negative Equity on a house.  Should this caller assist  her daughter with repayments?
  • Former Self employed person now unemployed and is frustrated by lack of meaningful Unemployment Assistance available.

Listen below to David McCarthy discuss these topics on Galway Bay FM

Podcast – Galway Talks – 14/11/2019

  • What can be done regarding constant Sales Pressure from your Bank?
  • Investment alternatives to Life Companies when dealing with a Lump Sum.
  • Is it possible to move a Personal Pension to another provider?
  • Why Financial Fear can be lethal!

Listen below to David McCarthy discuss these topics on Galway Bay FM

 

Podcast – Galway Talks – 7/11/2019

  • The costs of thinking you know it all financially!
  • Employee has been offered a chance to join the Occupational Pension Scheme with a new employer.
  • Can you be forced to take out Life Cover when renegotiating the terms of a Mortgage?

Listen below to David McCarthy discuss these topics on Galway Bay FM

Podcast – Galway Talks – 25/10/2019

  • In discussion with David Hall CEO of the Irish Mortgage Holders Organisation.

Listen below to David McCarthy discuss these topics on Galway Bay FM

Podcast – Galway Talks 10/10/2019

  • Major Changes for AirBnB properties
  • Funds to buy a car – is there any logic to taking out a loan instead?
  • Family still living in a house that is in the name of deceased Grandfather – no Will has been left.
  • Tracker Mortgage – caller has the ability to pay higher repayments each month – but is this prudent?

Listen below to David McCarthy discuss these topics on Galway Bay FM

Podcast – Galway Talks – 19/09/2019

  • The Changing Face of Irish Banking.
  • Importance of reassessing your Insurance Cover especially if you have had a break in Policy for some reason.

Listen below to David McCarthy discuss these topics on Galway Bay FM.