Blog – McCarthy & Associates – Galway Talks, 18/02/2016

Question: I am 57 years of age and took out a Life Policy a year ago. I think the premium is quite expensive; would it be worth my while to shop around?
Answer: As your policy is only 1 year old and assuming that your health circumstances have not changed, then if you feel the premium Read more..

Blog – McCarthy & Associates – Galway Talks, 04/02/2016

Issue: Would you be interested in inheriting your parent’s mortgage?
Comment: I am sure that the idea of this will put a shiver down the spine of many an offspring to think that their parents may leave their mortgage to them. This idea has been suggested by the Phoenix Project, who are a not for profit organization that assist Read more..

Blog – McCarthy & Associates – Galway Talks, 28/01/2016

Issue: First new mortgage lender since 2008, enters Irish market.
Comment: Pepper, the Australian Financial Services Company, have announced that they are entering the Irish Mortgage Market. This is the first new lender since 2008 and is to be welcomed due to the lack of competition in this market.
Pepper have had an operation in Ireland for many years, servicing Read more..

Blog – McCarthy & Associates – Galway Talks, 21/01/2016

Issue: Research shows that 40% of people do not know what the income tax rates are.
Comment: Recent research shows that 40% of us do not know what the Income Tax Rates are. Another survey in 2015 showed that Irish consumers believe that they were more financially knowledgeable than the rest of Europe.
Obviously there is a disconnect between both findings and what I Read more..

Blog – McCarthy & Associates – Galway Talks, 14/01/2016

Issue: Restarting Medical Insurance should be a priority as your circumstances improve.
Comment: During the downturn there was a considerable drop in the number of people with Medical Insurance as it became unaffordable and their finances plummeted.
If you are in this situation and your circumstances have improved, Read more..

Blog – McCarthy & Associates – Galway Talks, 07/01/2016

Issue: Vodafone Shareholders need to take action in relation to Verizon Shares by the end of February.
Comment: Vodafone Shareholders received shares in Verizon some time ago. For most people this is more of an irritant than an investment, as they receive considerable documentation year in Read more..