Galway Talks 24.06.2021

Listen to David discuss the following on today’s show:

Issue: All recent data about housing becoming unaffordable suggests we need a radical rethink towards renting, which means legislation on rents/facilities/leases etc, like Europeans and why small landlords should be discouraged.

Question: I’m in my late 50’s and understand that there is a life assurance policy that could help with inheritance tax on my death. Is this something that I should consider taking out?

Galway Talks 17.6.2021

Listen to David discuss the following on today’s show:

Question: Are prize bonds still in operation?

Question: I am switching jobs and will lose the death in service benefit I have. What should I do?

Question: Is it possible to move my pension plan from one life company to another as I am unhappy with the provider that I am with at present?

Galway Talks 3.6.2021

Listen to David discuss the following on today’s show:

Question: I am 45. Do you think it is a good idea to take out an AVC?

Topic: As businesses re-open they need your custom more than ever.

Question: Both my husband and myself bought properties before we were married. One property is now our family home and one is a rental property. Should we sell or continue renting out this property?

Galway Talks 27.5.2021

Listen to David discuss the following on today’s show:

Question: I own an investment property and I am in the process of renegotiating the terms of my mortgage with the lender. I did not have any life cover attached to this loan previously and they are now insisting that I take out a policy. Can they do this?

Topic: Research shows that the Irish are embracing Crypto currencies more than other nations – Is it safe?

Galway Talks 20.5.2021

Listen to David discuss the following on today’s show:

Topic: UK Moneylender that charged up to 190% interest leaves Irish Market – Beware of Moneylender dark market.

Topic: USA comes to Ireland with new 20 year fixed rate mortgage.

Topic: Take caution when your Bank is looking to provide “Advice” on your deposit money.

Topic: Yet more delays in new state Auto Enrolment Pension Scheme

Galway Talks 13.5.2021

Listen to David discuss the following on today’s show:

Topic – Are we more likely to become more European and rent our homes rather than own them? If so protections need to be in place for tenants.

Topic – Interesting to see how the lockdown has had such a positive impact on all things property, like;

Despite virtual viewings only +12% in property sales for 1st quarter of 2021.
Issue supply and demand.

Survey 56% of people planning home improvements.

All building trades report that they are busier than ever…try getting a painter, plumber, electrician etc..