Galway Talks 18.2.2021

Listen to David discuss the following on today’s show:

Topic – Ulster Bank closing branches and possibly leaving Irish Market. AIB and Bank of Ireland also closing branches.

Topic – 20% drop in houses available in the market to buy – high demand at the moment and lack of supply, could push up house prices!

Question – Daughter has her name added to her Mothers Bank Account- are there any possible investment options for the funds on deposit?

Question – Home Insurance for thatched houses

Galway Talks 11.2.21

Listen to David discuss the following on today’s show:

Topic – Taxman shocks Covid PUP recipients looking for tax to be paid in 2021.

Topic – Nervousness over future of Ulster Bank.

Topic – Covid could affect Life Cover and ability to drawdown a mortgage.

Question – Pup payment and tax credits

Galway Talks 29.1.21

Listen to David discuss the following on today’s show:

Topic – Survey finds that 70% of stress is financial.
Some things people need to consider:

1. Is your stress overblown?
2. Like anything else, have you sought advice “A burden shared etc”
3. Analyse what the problems are-don’t panic.
4. Maybe its an organisational problem:
– try to establish an emergency fund for unexpected expenses.
– Monthly budget to cover annual expenses e.g. holidays, Christmas and school.

Topic – Household wealth rises to staggering €830 million at end of 2020 with €125 million on deposit