Blog – McCarthy & Associates – Galway Talks, 07/07/2016

Question:  We have just bought our first house and are wondering should we go Fixed or Variable with our mortgage?

Answer: Variable rates in Ireland are falling and are likely to continue to do so as they are some of the highest in Europe.  I would suggest that you could opt for Variable and review your options in possibly 9 months or so.

Issue: False injury claims inflating motor insurance costs. Read more..

Blog – McCarthy & Associates – Galway Talks, 30/06/2016

Issue: BREXIT and how it may affect your finances.

Comment: Whilst there has been considerable publicity over Britain’s decision to leave the EU, there has also been a lot of “scaremongering” which has worried some people.  It will take many years for Britain’s departure to be completed.  In fact, stockmarkets Read more..

Podcast – McCarthy & Associates – Galway Talks, 07/07/2016

A couple seek advice in relation to their mortgage – Fixed rate or Variable? False injury claims inflating Motor Insurance costs and the benefit of changing your current account from one bank to another.

For more details listen below:

Podcast – McCarthy & Associates – Galway Talks, 30/06/2016

David discusses BREXIT and the new rules that benefit holders of Retirement Bonds.

Blog – McCarthy & Associates – Galway Talks, 23/06/2016

Age Action launches video on Elder Financial Abuse Financial inaction is guaranteed to cost you money The housing crisis.

Blog – McCarthy & Associates – Galway Talks, 16/06/2016

David discusses the new account from PTSB.  He also answers the following questions from listeners:

“I am considering making an investment but I am concerned about what may happen in connection with Britain leaving the E.U, what is your advice?”

“I live in Scotland and have a considerable sum of money on deposit in Ireland.  Is it a good time to take money to the UK with the exchange rate and will I be liable for taxes in Scotland?”