Podcast – McCarthy & Associates – Galway Talks, 15/10/2015

BUDGET 2016

Inheritance Tax Threshold from parents to children increases to €280,000. Capital Gains Tax on sales of businesses up to €1 million drops by 20%. Property Tax increase will not happen until 2019. Pension Levy abolished.

David discusses the above topics from this years Budget.  He also discusses contributing to your Personal Pension Plan.

Podcast – McCarthy & Associates – Galway Talks, 08/10/2015

The following issues are discussed and questions answered by David McCarthy:- The increase in Galway property prices; Central Bank probes withdrawal of Tracker Mortgages from borrowers; UK charity StepChange to offer debt advice in Ireland from November; How to raise funds to pay Inheritance Tax and Deposit Rates – Why are banks not increasing Deposit Rates when making considerable profits?

 

Podcast – McCarthy & Associates – Galway Talks, 24/09/2015

David discusses in further detail the fact that people unwittingly make financial contributions to banks and how leaving money on deposit if of no benefit “if you don’t make money out of your money, somebody else will”. He also answers questions in relation to the taxes paid on gains made from a Life Assurance fund and how is it now cheaper to buy than rent.

Podcast – McCarthy & Associates – Galway Talks, 17/09/2015

Minister for Finance calls in banks on variable rate mortgages as PTSB offer their customers lower rates;  Are banks providing more loans than over than over last few years? and Why do some people unwittingly make financial contributions to banks and life assurance companies?  These are some of the topics discussed by David on Galway Talks, listen below for more details.