Credit Unions to offer debit cards to their customers, applying for a bank loan and Capital Secure Accounts – these are some of the topics discussed by David McCarthy on Galway Talks. Listen below for more information –
Issue: Financial Health Check is as important as going for a medical!!
Comment: We all know the importance of looking after our health and maybe occasionally getting a check up. Getting a Read more..
Question: I am considering helping my son with regard to a deposit for a house. Are there any tax implications for both of us if I do this?
Answer: There is a lifetime threshold of €225,000 which covers both inheritance and gifts from parent to child. So for Read more..
The implications of borrowing to fund a mortgage deposit for your offspring, Credit Unions may start offering mortgages, making savings on the cost of Life Policies and how important it is to have a Financial Health Check….listen below for more information from David McCarthy.
David discusses the potential tax implications of a parent gifting a sum to their child, moving mortgages between lenders, taking out Life Cover when getting a loan and the alternatives to deposit accounts. For more information listen below:-
Issue: New Central Bank Mortgage Guidelines.
Comment: Finally, today we see the announcement by the Central Bank of their new mortgage lending guidelines. Whilst we now have clarity, I am unhappy with some of the detail even Read more..