Podcast – David McCarthy – Galway Talks, 27/03/2014

This morning on Galway Talks David discusses the following – KBC Bank targets BOI current account customers.  He also answers questions in relation to investing €10,000 over 5 years, Variable and Tracker rate mortgages and how important it is to review your Personal Pension Plan.

Blog – David McCarthy – Galway Talks, 20/03/2014

galway-bayfmIssue:  Ulster Bank announces review of Irish operations.

Comment:  The parent of Ulster Bank in the UK, RBS, has announced a review of their Irish operations. Press reports have suggested that the bank could be merged with another entity such as Permanent TSB.  This would lead to the creation of a ‘third Read more..

Blog – David McCarthy – Galway Talks, 13/03/2014

galway-bayfmQuestion With the increase in DIRT Tax in the last Budget to 41%, is there any other way I can invest my money so that I pay a lower tax rate on any gains I make?

Answer:   Yes is the answer to your question.  This year has seen a number of what are known as “Soft Capital Protection” investments come on the market.  These are Read more..

Podcast – David McCarthy – Galway Talks, 20/03/2014

This morning David discusses the announcement by Ulster Bank to review its Irish operations, he gives advice to listeners in relation to Term Investments – the alternative to leaving monies on deposit and Life Policies.

Banks bid to repossess 80 Galway Houses – Galway City Tribune, 28/02/2014

Floodgates are set to open as banks pursue mortgage defaulters

The floodgates have opened on repossessions of homes in Galway – with more than 80 cases brought before the courts this week.

There are so many cases that there will now be special hearings in Galway every second month, or more frequently if required. Read more..

Podcast – David McCarthy – Galway Talks, 13/03/2014

David discusses the new Tracker mortgage launched by AIB, investing money so that you pay a lower tax rate, Soft Capital Protection and the refund of Payment Protection Insurance premiums.