David McCarthy on Galway Talks, 27th September 2012

This morning David discussed the Personal Insolvency Bill, Interest Rates for Variable mortgages and the consultation offer by the Banks.

David answers questions on Galway Bay FM, 20th September 2012

– Question: I worked for 15 years and recently was made redundant.  They have now corresponded with me regarding my pension giving me a number of options including leaving my pension fund where it is or moving it to something called a retirement bond.  Can you please advise me on this?

– Answer: You have a number of choices with regard to the pension fund with your previous Read more..

David McCarthy on Galway Bay FM, 20th September

Questions are answered today on Galway Talks in relation to Retirement Bonds, Life Cover and Interest Rates on Business Borrowings….click below to hear more…

David McCarthy on Galway Talks, 13th September 2012

David answers various questions on Galway Bay FM in relation to Personal Pension Plans, Investments and the increase of Premiums on Life Policys.

David gives advice on Galway Bay FM, 13th September 2012

Question: I took out a personal pension some years ago and I am looking for advice on same, have you any suggestions?

Answer: Unfortunately in the last few years a lot of people with personal pension plans stopped making contributions.  This does not mean that you should not Read more..

Beware of spiralling charges in our profit-chasing banks – Sunday Independent, 2nd September 2012

IT’S been almost four years since the Government announced the €440bn bank guarantee — and in so doing, burdened taxpayers with the debts of the Irish banks.

We’ve got little thanks from our banks since. Mortgages — for those who can get them — Read more..